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Refunds policy

Effective Date: 2026-01-01

Guard Financial Consulting LLC provides digital services and consultations. We do not sell physical goods.

Consultation Services:

All consultation fees are payable in advance.

  • Once a session has been delivered, it is non-refundable.

  • Sessions may be rescheduled if cancellation is made at least 24 hours in advance.

  • Failure to attend without notice may result in forfeiture of the session fee.

Digital Products (If Applicable):

Due to the digital nature of educational materials:

  • All digital purchases are final.

  • No refunds are provided once access has been granted.

Chargebacks:

By purchasing services, you agree not to initiate unjustified chargebacks.

If a payment dispute is filed without prior communication, we reserve the right to:

  • Suspend services

  • Provide documentation of accepted Terms

  • Pursue recovery of funds

Exceptional Circumstances:

Refunds, if granted, are issued at the sole discretion of Guard Financial Consulting LLC.

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